Payment request 322px 46297599d7d9029a5832cf258670b89e75d073c6b9251b2ba38f152481d200b2Touch id 210px 933005e5073f7b7f09ded5fcceaaa514e7ac41cfe36b3c9e96928cae9dc31a94
Online, in shops, and amongst friends,
it's time for payments as smart as our phones.
No cards blue ed49fec2816bc56ab55b677566bd2f5b5bf01d6c4a656e4dc36f478299a5be3b
Curl completely avoids
the card system

and works by
@usernames instead.

You just say @who to pay and how much.
Or they can ask @you to pay for something
when it's a checkout.

Usernames diagram circular 2a1accf39231a407c2a8b754d8ee5942c4b41afee03977b015e668834c5ea8fa

At your control (never at theirs), your bank account
makes a direct transfer to their bank account.
No sensitive information exchanged.

Lockscreen 334px 8df0369f20f73bead51599da15d8c839d6adbac13d0010a7db65ed52321fb5e9
Card fraud is an expensive problem.
It's time for something safer.
No fraud blue 2 5bddd6416e4726c2e23ccc184dd9f8df5b60e2e8077f9d849bca506c47eb72fa
None of your sensitive information
gets shared when you pay with Curl.

So next time you hear a merchant got hacked,
you don't need to worry — the hacker
won't find anything of yours.

The only piece of information which changes
hands when you make a smart payment
is your public @username.

Play video white a96572e1e21ef60f7ecaec0b336c662689e4032d245dc8948b3daf2a98a69667How smart payments work
Instead of earning nothing when you spend,
why not earn Curl points?
Rewards blue 224757123f56255b6b313dcb91154a67faf519849b906898de7eef5953c16d8f
You earn Curl points with every payment
and loyalty plans are built in.

Everything gets collected for you automatically,
whenever you pay with Curl.

Without carrying a single loyalty card, you earn
rewards from Curl, from retailers, and for
the first time ever, from brands too.

Smart payments connect you to all of the individual brands in your shopping basket, so you can make progress on a loyalty plan with those brands, no matter where you buy.
Rewards1 334px ca259fb7ecd7bccefb64564bbbaf9a16f725e4be7935de9f316e154cef40f4bfRewards2 224px a2b205b6b0f7a8af48fe719ff27d30e493f38140c987fff0ae9863a1b1ff3dcd
Want to work on this with us? — Connect with Mike
Close white 4605a23f1ce28dc55118a10eea867ae0645ab467aea652c38dc52cf49b28d7c0
Close white 4605a23f1ce28dc55118a10eea867ae0645ab467aea652c38dc52cf49b28d7c0
Reserve your @username
Reserve your @username today
Username reserved:
@someone
Press ENTER
Reserving username: @someone
...
We need a valid email address!
Nope, @someone is already taken!
What do you want your
name to be?
...
Checking...Looks good!
Nope, @someone is already taken!
Reserving username:
@someone
And your email address?
We need a valid email address!
@someone
Congratulations!
Your username was reserved.
Click to close
Spotify trans
See what it's like
Paying for Spotify
Close white 4605a23f1ce28dc55118a10eea867ae0645ab467aea652c38dc52cf49b28d7c0
Spotify.com checkout page from
any browser on any device
Spotify laptop+Mobile with request screenYour phone
Show checkout page
Kermit
@kermit
Mobile grey f9ce93d55974ea02b5fbbb9750083aac1c6287ce3f42adcff3bc6182467d2256
Check your phone!
We've sent you a secure payment request.
Address iconAddress
Address icon
Shipping iconShipping
Shipping icon
Waiting for Payment...
Payment received!
Show Kermit's phone
Pay withStart paying with
Bg button chevrons 8bb5fae2e2e02f6cc33b7f9a89ef32b06ae90341132dd17681d5181f3cd84e6a
What's your Curl @username?
Close black 4337a9a62c81aab5780ad135841f1c53dadd3931da64d3dbdeef64264b44b4a9
Arrow right black 22c388f060c276f73555bbd9b7ccde5eb88439647fd7db1074e8922798ac94c7
Kermit
You are Kermit the Frog for this example ;)
Type in:
@kermit
Get 1 month free when you pay with Curl!
Spotify checkout screenSpotify thankyou screen
Iphone 6 plus empty silhouette
Mobile status bar
Favicon 64
Curl
now
@someone is asking you for £0.00
Menu
@mikekelly85
Gps white b710bf75052519d85589527f5678887806657ab2ffdf2d8cc7d89ec56643a578
LocationOn
Beacon white 7ac58984ed4082737a04f8c37ab13f354b959d0f1efa78b74cce7a25899be005
BeaconLow
Invoice white cbd93cb626ed29565be8ba01fdeff498e1d059475bb4bed9338ffa220c8ff110No incoming requests
Close black 4337a9a62c81aab5780ad135841f1c53dadd3931da64d3dbdeef64264b44b4a9
Payment request
@someone
Verified merchant
Shopping cart 4dafe78a0cf86e5854f6df9229586222ded7595679771b9ffa1936f889f75e5aShopping cart plus shipping 250cb36bf57dbe62702c53ce1ce9e1dc5ee9dae5fc1d572ca75620591d2dd7d2
£
    Choose a
    delivery address
    +
    Choose a
    shipping option
        Payment ready
        @someone
        Verified merchant
        Shopping cart 4dafe78a0cf86e5854f6df9229586222ded7595679771b9ffa1936f889f75e5aShopping cart plus shipping 250cb36bf57dbe62702c53ce1ce9e1dc5ee9dae5fc1d572ca75620591d2dd7d2
        £
          Pay £0.00
          to @someone
          Fingerprint Required
          Fingerprint white cd775e481fd88a49abe87e7d409bdb70a710fadfae375a71463c3991e4450f06
          ...
          Touch id 8fff1e5a60adcc30adef4849a6b673de8a6903688f8863af749d73a1b75553bb
          Touch ID for "Curl"
          To authorize secure payment to @someone
          Cancel
          View receiptArrow left white 661381113a0baad2d623501ec309c13e88338533c0bb9eb5dc0dda745aeddd7b
          Sending payment...
          Payment success!
          Rewards (0)
          View receiptArrow left white 661381113a0baad2d623501ec309c13e88338533c0bb9eb5dc0dda745aeddd7b
          Receipt white 3de00175dda77c61d33b3312cd8d470b0d8bec1631815ce3b41d598d14d57d35
          Monday
          1st January
          2000
          @someone
          Shopping cart 4dafe78a0cf86e5854f6df9229586222ded7595679771b9ffa1936f889f75e5aShopping cart plus shipping 250cb36bf57dbe62702c53ce1ce9e1dc5ee9dae5fc1d572ca75620591d2dd7d2
          £
            Delivery address
            ...
            £0.00
            Address icon
            ...
            ...
            ...
            Rewards (0)
            Pay £0.00
            Choose delivery white e66df8bab8cfa3d449c5aa409790218aecb46a9d4ed038d9eff3300fbc4a8a1fChoose delivery
            Speed-Select
            Pay £72.90
            Address iconAddress
            Shipping iconShipping
            Pay
            Address icon
            Home
            Delivery address
            Standard delivery
            £2.95
            Kermit finger
            Kermit
            Finish the checkout
            Get Kermit his Tanqueray.
            Restart this example
            Whiskyexchange
            See what it's like
            Shopping online, with delivery
            Close white 4605a23f1ce28dc55118a10eea867ae0645ab467aea652c38dc52cf49b28d7c0
            TheWhiskyExchange.com checkout page
            from any browser on any device
            Whiskyexchange laptop+Mobile with request screenYour phone
            Show checkout page
            Kermit
            @kermit
            Mobile grey f9ce93d55974ea02b5fbbb9750083aac1c6287ce3f42adcff3bc6182467d2256
            Check your phone!
            We've sent you a secure payment request.
            Address iconAddress
            Address icon
            Shipping iconShipping
            Shipping icon
            Waiting for Payment...
            Payment received!
            Show Kermit's phone
            Skip all these forms
            Pay withStart paying with
            Bg button chevrons 8bb5fae2e2e02f6cc33b7f9a89ef32b06ae90341132dd17681d5181f3cd84e6a
            What's your Curl @username?
            Close black 4337a9a62c81aab5780ad135841f1c53dadd3931da64d3dbdeef64264b44b4a9
            Arrow right black 22c388f060c276f73555bbd9b7ccde5eb88439647fd7db1074e8922798ac94c7
            Kermit
            You are Kermit the Frog for this example ;)
            Type in:
            @kermit
            Whiskyexchange checkout screenWhiskyexchange thankyou screen
            Iphone 6 plus empty silhouette
            Mobile status bar
            Favicon 64
            Curl
            now
            @someone is asking you for £0.00
            Menu
            @mikekelly85
            Gps white b710bf75052519d85589527f5678887806657ab2ffdf2d8cc7d89ec56643a578
            LocationOn
            Beacon white 7ac58984ed4082737a04f8c37ab13f354b959d0f1efa78b74cce7a25899be005
            BeaconLow
            Invoice white cbd93cb626ed29565be8ba01fdeff498e1d059475bb4bed9338ffa220c8ff110No incoming requests
            Close black 4337a9a62c81aab5780ad135841f1c53dadd3931da64d3dbdeef64264b44b4a9
            Payment request
            @someone
            Verified merchant
            Shopping cart 4dafe78a0cf86e5854f6df9229586222ded7595679771b9ffa1936f889f75e5aShopping cart plus shipping 250cb36bf57dbe62702c53ce1ce9e1dc5ee9dae5fc1d572ca75620591d2dd7d2
            £
              Choose a
              delivery address
              +
              Choose a
              shipping option
                  Payment ready
                  @someone
                  Verified merchant
                  Shopping cart 4dafe78a0cf86e5854f6df9229586222ded7595679771b9ffa1936f889f75e5aShopping cart plus shipping 250cb36bf57dbe62702c53ce1ce9e1dc5ee9dae5fc1d572ca75620591d2dd7d2
                  £
                    Pay £0.00
                    to @someone
                    Fingerprint Required
                    Fingerprint white cd775e481fd88a49abe87e7d409bdb70a710fadfae375a71463c3991e4450f06
                    ...
                    Touch id 8fff1e5a60adcc30adef4849a6b673de8a6903688f8863af749d73a1b75553bb
                    Touch ID for "Curl"
                    To authorize secure payment to @someone
                    Cancel
                    View receiptArrow left white 661381113a0baad2d623501ec309c13e88338533c0bb9eb5dc0dda745aeddd7b
                    Sending payment...
                    Payment success!
                    Rewards (0)
                    View receiptArrow left white 661381113a0baad2d623501ec309c13e88338533c0bb9eb5dc0dda745aeddd7b
                    Receipt white 3de00175dda77c61d33b3312cd8d470b0d8bec1631815ce3b41d598d14d57d35
                    Monday
                    1st January
                    2000
                    @someone
                    Shopping cart 4dafe78a0cf86e5854f6df9229586222ded7595679771b9ffa1936f889f75e5aShopping cart plus shipping 250cb36bf57dbe62702c53ce1ce9e1dc5ee9dae5fc1d572ca75620591d2dd7d2
                    £
                      Delivery address
                      ...
                      £0.00
                      Address icon
                      ...
                      ...
                      ...
                      Rewards (0)
                      Pay £0.00
                      Choose delivery white e66df8bab8cfa3d449c5aa409790218aecb46a9d4ed038d9eff3300fbc4a8a1fChoose delivery
                      Speed-Select
                      Pay £72.90
                      Address iconAddress
                      Shipping iconShipping
                      Pay
                      Address icon
                      Home
                      Delivery address
                      Standard delivery
                      £2.95
                      Kermit finger
                      Kermit
                      Finish the checkout
                      Get Kermit his Tanqueray.
                      Restart this example